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Insurance Disclaimer

Last updated: April 2026

Not a Licensed Insurance Agency

PolicyBrain is not a licensed insurance agency, broker, or advisor. The platform and its operators are not licensed to sell, solicit, negotiate, or provide advice regarding any insurance product. Nothing on this platform should be interpreted as insurance advice.

No Coverage Representation

PolicyBrain does not represent, bind, modify, cancel, or replace any insurance policy or coverage. Displaying a policy in this platform does not confirm that coverage is active, accurate, or sufficient.

Organizational Purpose Only

This platform exists solely to help users organize their insurance information, track key dates, and receive reminders. All data is entered by the user and is not verified by PolicyBrain.

Always Confirm with Your Agent or Carrier

You should always confirm your coverage details, policy status, premium amounts, and renewal dates directly with your licensed insurance agent or insurance carrier. Do not rely on information in this platform as confirmation of actual coverage.

No Liability for Coverage Gaps

PolicyBrain is not responsible for any lapse in insurance coverage, missed renewals, uncovered losses, or any other insurance-related outcome that may arise from your use of or reliance on this platform.