Last updated: April 2026
PolicyBrain is an organizational tool designed to help users track insurance policies, assets, and renewal dates. It is not a licensed insurance agency, broker, or advisor. The platform does not sell, quote, bind, modify, or cancel insurance coverage of any kind.
Users are solely responsible for the accuracy and completeness of information entered into the platform. You are responsible for verifying all policy details, coverage amounts, expiration dates, and any other insurance information directly with your licensed insurance agent or carrier.
Nothing on this platform constitutes insurance advice, a recommendation to purchase or cancel coverage, or a representation of your actual insurance status. PolicyBrain does not act as your agent or representative in any matter related to insurance.
PolicyBrain does not verify the accuracy of any data entered by users. Policy information displayed may be incomplete, outdated, or incorrect. Always confirm your current coverage with your insurance provider.
To the fullest extent permitted by law, PolicyBrain and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the platform, including but not limited to lapses in coverage, missed renewals, or reliance on inaccurate information.
PolicyBrain reserves the right to suspend or terminate access to the platform at any time, with or without notice, for any reason including violation of these terms or misuse of the platform.